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VA has updated Chapter 4, Credit Underwriting and Chapter 11, Appraisal Report of the Lender's Handbook with new guidance, clarification and incorporation Announcement 2019-038: VA Handbook Updates – Chapters 7 and 10 VA has updated and renamed Chapter 7, Loans Requiring Special Underwriting, Guaranty and Other Effective June 30, 2019, VA has updated Chapter 5, How to Process VA Loans and Submit them to VA. It is now titled Appraisal Process. This Chapter has been Last Updated: March 2019 1 VA Lender's Handbook Ch. 10, 10.8 and Ch. 9, 9.9. Lender's. Handbook, Ch. 6, 1-q (5); VA. Circ. 26-18-1 &. 26-18-13. July 30, 2019. To: Lenders and Other Participants in the VA Home Loan Guaranty. Program. Subject: Transmittal of VA Lenders Handbook, Chapter 9, Legal.Lender's Handbook-Complete ; Table of Contents ; Chapter 1 Lender Approval Guidelines ; Chapter 2 Veteran's Eligibility and Entitlement ; Chapter 3 The VA Loan VA Pamphlet 26-7, Revised. Chapter 1: Lender Approval Guidelines. 1-8. 3. Lenders That are Considered Supervised. Change Date. February 1, 2019.